this post was submitted on 30 Jul 2025
431 points (99.8% liked)

PC Gaming

11916 readers
395 users here now

For PC gaming news and discussion. PCGamingWiki

Rules:

  1. Be Respectful.
  2. No Spam or Porn.
  3. No Advertising.
  4. No Memes.
  5. No Tech Support.
  6. No questions about buying/building computers.
  7. No game suggestions, friend requests, surveys, or begging.
  8. No Let's Plays, streams, highlight reels/montages, random videos or shorts.
  9. No off-topic posts/comments, within reason.
  10. Use the original source, no clickbait titles, no duplicates. (Submissions should be from the original source if possible, unless from paywalled or non-english sources. If the title is clickbait or lacks context you may lightly edit the title.)

founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
[–] SkyeStarfall@lemmy.blahaj.zone 23 points 3 days ago (4 children)

Wait, where in the world does that happen?

..don't tell me that in the US if someone has your banking details they can do literally anything they want, and just empty your account

[–] fluffykittycat@slrpnk.net 13 points 2 days ago

Yes that's how it works

[–] ChairmanMeow@programming.dev 9 points 2 days ago

Sepa Direct Debits work in basically every SWIFT-connected country too, so that's most of the world.

[–] khornechips@sh.itjust.works 5 points 3 days ago

They absolutely can, yes.

[–] MotoAsh@lemmy.world 2 points 2 days ago (1 children)

So what do you do to set up automatic payments or buy something online where chips cannot be read? Do you get a notification to approve the transaction every time? It sounds more like you're just ignorant as to how open these systems still are to abuse...

[–] SkyeStarfall@lemmy.blahaj.zone 8 points 2 days ago (2 children)

Yes. Every purchase I do has two-factor authentication

If I do automatic payment, I need to set it up manually and also set a custom limit of how much is allowed to be pulled. I also typically get a notification every time an automatic transaction is planned to occur

[–] MotoAsh@lemmy.world 2 points 2 days ago* (last edited 2 days ago) (2 children)

Two factor how? Some would argue a CVV is a second factor, which is actually used in the US.

(I don't ask to be combative but to clarify the differences. I would not call a CVV true two factor)

[–] LittleEndu@lemmy.world 6 points 2 days ago

CVV is printed on the same side as the CC these days. It's literally as if your CC was 19 numbers long instead of 16. If you still have a card where it's printed on the back then yeah, it's sort of a "I have physical access to the card to flip it" factor of authentication.

[–] SkyeStarfall@lemmy.blahaj.zone 3 points 2 days ago (1 children)

My phone if it isn't a physical purchase where the chip on the card is used

[–] MotoAsh@lemmy.world 2 points 2 days ago

So true two factor then. Sounds too expensive for American corpos to implement, then...

[–] Ohmmy@lemmy.dbzer0.com 2 points 2 days ago

I fucking wish