this post was submitted on 07 Jul 2025
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Laughs in Graphene
Not a day goes by that I don't regret installing that on my phone.
This... Except for contactless payment.
I used graphene for a month. It was lovely. Even things like banking apps worked.
I don't care about absolute privacy, but I do care about controlling my privacy. Grapheme gave me that.
I had only 1 issue.
Contactless payment.
It's extremely convenient to me, from public transport to groceries. I just bop my phone.
The fact that Google has that locked down surely violates some EU laws. But I'm sure they wave away the laws because of "financial security" or some other bullshit.
As if bank card NFC/contactless doesn't suffer exactly the same issues.
I looked into some "graphene contactless payment" type systems or workarounds, and I couldn't find anything that would fill the gap.
Try Curve Pay. Just learned about it yesterday. I added my credit card and it just works. Couldn't be happier.
Looks awesome, but unfortunately seems to only be for the UK and EU. I wish the US market would get something similar.
I'm always nervous about fintech companies. Maybe it's time to get over that and give curve pay a spin.
The cashback seems nice, considering a lot of shops I use are on there.
Unfortunately the reviews on Trustpilot and posts on Reddit make it painfully obvious that their customer service is basically nonexistent. Combined with the typical random account-closing most fintechs are known for, this is not a reliable option.
Looking at this comparison, iCard might be an option if you desperately need a way to use NFC payments on your phone. Reviews are good, but it appears to be a prepaid system. Lots of fees to get lost in, too.
But old school might be just fine, too. I just realized my card does fit into my phone case!
Do you trust them? The Curve sub is full of people complaining about fraudulent transactions. Kinda makes me afraid of unlocking my card lol.