this post was submitted on 02 Jul 2025
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Uh... You do need millions to retire.
😮💨 doing the math to figure this out is depressing.
In the current situation yes. The point is we need to fix it so one doesn't need excessive capital to simply retire, and the rich begging to be taxed more can do a lot on their own to help without the Government.
Not if you publicly fund health care.
Need millions to retire even in Canada.
We have healthcare figured out for the most part. The issue here is housing.
I mean that too, but also cost of living, rent if you don't own a home, etc add up over the two or so decades you'd expect to live after retirement. And if you do own a home, congrats you're a millionaire.
I feel like a lot of people retire with much much less than "millions". Might not be a super comfortable retirement but, def doable.
My mom 'retired' with 'much much less than "millions"'. She stopped working at 75.
She lives in a small $2/sqft/mo rental with dodgy power, asbestos in the walls, windows stuck shut, people staggering past the fuse box all night, miner bees in the walls, and shit Internet. It's a coastal town with no access by roads - just ferries - and minimal services. It's a half-day to get there, really, or an hour's flight.
you may need to experience your version of 'doable' before you commit to it.
Being a homeowner gets you there in a lot of places, it doesn’t matter because you still need a home so you can’t live off it
Almost like the col should be reigned in.