Uplifting News
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Yes it was a reply to you. I’m saying that all of these ideas about how “self driving cars take the human driver out of the picture, therefore everyone’s insurance should be the same” ignore the fact that the safety record of the human driver is only one of the risk factors that determines your car insurance cost. The other risk factors are unaffected by whether your car drives itself.
That depends on the market conventions I think.
From a few European countries that I vaguely know about car insurance pricing it just depends on drivers age and/or that persons past claim events.
But anyway, I wasn't commenting on the contrary, just that a self-driving car (like that combo of hardware and software versions) should behave comparably in regards to the safety it can control.
Eg that a user couldn't make a self-driving car drive in unsafe conditions.