this post was submitted on 29 Apr 2025
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Landlords are not greedy. They are inherently parasitic.
Adam Smith would agree with you.
I paid $750 for a 2br 30 years ago. I pay $850 for a 3br now. I used to live outside San Francisco, now I'm in Ohio.
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My mortgage is close to 1600 a month. Plus HOA fees on top of that.
I dont think rent being at that price range is always greedy landlords.
What's your interest rate? That plays a huge factor in what your monthly payments are.
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Hot take, but it's both. I make $40k in a major american city, and while it sucks I have a decent amount saved up, I live alone, and I've paid off all my debt (although I'll probably never be able to afford a home).
To be clear, I don't think anyone should have to cut the corners I do to live with financial security, and not everyone can (my partner is disabled, financial security is a pipe dream for them), but it isn't impossible for most people.
I make $40k in a major american city
I hope you have healthcare, because that sounds terrifying.
I do, I actually have very good insurance and a pretty-alright 401k. My partner doesn't, and it's... brutal. They've got several serious health conditions that they just hope aren't going to kill them in the next decade or so.
Nobody should be subjected to that.