this post was submitted on 10 Dec 2025
638 points (95.7% liked)
People Twitter
8709 readers
325 users here now
People tweeting stuff. We allow tweets from anyone.
RULES:
- Mark NSFW content.
- No doxxing people.
- Must be a pic of the tweet or similar. No direct links to the tweet.
- No bullying or international politcs
- Be excellent to each other.
- Provide an archived link to the tweet (or similar) being shown if it's a major figure or a politician. Archive.is the best way.
founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
The biggest thing with auto insurance isn't covering your car, it's covering the cost of whatever you hit sueing you.
Your car may only be worth $3,000, but if you hit a pedestrian and they require a dozen surgeries and are wheelchair bound for life, you bet you're ass you're getting sued for a few million in medical costs.
In a reasonable country, those medical costs would be free, but since they're not you need some sort of protection against once accident bankrupting you in civil suits.
Even in a country with „free“ healthcare, if you are at fault for the accident, your car insurance will have to reimburse the other parties health insurance for their medical costs.